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I S P  G L O S S A R Y
Your source for the most up-to-date terms, definitions, and acronyms for and about internet service providers.

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PCI-DSS
Last modified: Thursday, September 10, 2009 

Short for Payment Card Industry (PCI) Data Security Standard (DSS), PCI DSS is a standard that all organizations, including online retailers, must follow when storing, processing and transmitting their customer's credit card data. The Data Security Standard (DSS) was developed and the standard is maintained by the Payment Card Industry Security Standards Council (PCI SSC).  To be PCI complaint companies must use a firewall between wireless network and their cardholder data environment, use the latest security and authentication such as WPA/WPA2 and also change default settings for wired privacy keys, and use a network intrusion detection system. 

The PCI DSS standard, as of September 2009 (DSS v 1.2), includes the following 12 requirements for best security practices:

Build and Maintain a Secure Network
1. Install and maintain a firewall configuration to protect cardholder data
2. Do not use vendor-supplied defaults for system passwords and other security parameters

Protect Cardholder Data
3. Protect stored cardholder data
4. Encrypt transmission of cardholder data across open, public networks

Maintain a Vulnerability Management Program
5. Use and regularly update anti-virus software
6. Develop and maintain secure systems and applications

Implement Strong Access Control Measures
7. Restrict access to cardholder data by business need-to-know
8. Assign a unique ID to each person with computer access
9. Restrict physical access to cardholder data

Regularly Monitor and Test Networks
10. Track and monitor all access to network resources and cardholder data
11. Regularly test security systems and processes

Maintain an Information Security Policy
12. Maintain a policy that addresses information security

[Source: PCI Security Standards Council]

The PCI DSS may also be called PCI compliance or PCI requirements.

  Related Links

About the PCI Data Security Standard (PCI DSS)
The PCI DSS, a set of comprehensive requirements for enhancing payment account data security, was developed by the founding payment brands of the PCI Security Standards Council, including American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa Inc. Inc. International, to help facilitate the broad adoption of consistent data security measures on a global basis.

ECommerce-Guide
ECommerce-Guide is the source for e-commerce news, trends, product reviews, and how-tos for businesses running online or e-commerce sites and selling and marketing products and services.

Payment Application Data Security Standard (PA-DSS) V1.2
PA-DSS is the Council-managed program formerly under the supervision of the Visa Inc. program known as the Payment Application Best Practices (PABP).

PCI Security Standards Council
The PCI Security Standards Council is an open global forum for the ongoing development, enhancement, storage, dissemination and implementation of security standards for account data protection.

PCI Security: Small E-tailers Face Large Fines if Hacked
Tough PCI regulations go into effect on October 1, but off-site credit card processing can help ease the pain of compliance. Here's what you need to know.

Related Categories

Electronic Commerce

Standards

Related Terms

Credit Card Interchange

electronic commerce

firewall

merchant account

Merchant Service Provider

PA-DSS

PCI

PCI Security Standards Council

PCI SSC

WPA

WPA2

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